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Originally posted by 1935tb-11

i think he means credit score

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Thank you Terry.

Ken

I retired 2 1/2 years ago at 62 and have no regrets and have not looked back. I often wonder how I had time to go to work with everything I do now , just as I did before.
I must say we are quite fortunate and started saving at a very young age and lived frugally smart, both worked full time, overtime and call, but still enjoyed life along the journey. That has allowed us to retire dept free and not have to worry about money. We both have our health and stay busy with normal chores, lots of house projects and up keep , plus travel and hobbies.
We have always taken family vacations, but since retirement, we’ve been doing some major trips ………Italy, Greece, Sicily, Malta, Maui Hawaii, North Carolina, Chicago, Milwaukee, Minnesota , New York. Lots of travel and then we also like to go camping here in da U.P. In our little camper and spend time at our hunting camp……..well, I do , LOL
Most of you know I’m an afishanodo of fishing and can’t get enough of it and also love to cook, eat great food and yuck it up a bit !!!
Then you throw in hunting and going to our camp, banjo time and practice, internet time and shopping, traveling to our son and family in Minnesota and our daughter and family in New York and visiting our mothers in Milwaukee and Illinois, and it doesn’t leave much time for sleep !!!
As I said earlier, we still have good health and that allows us to stay busy and do the things we like. It’s a lot, and I guess we should do it for as long as we can, because I’ve seen too many people who had the means and were young, and then $hit happens, and your life changes on the spot. I don’t want to be that guy that says shoulda woulda coulda !!! Do all ya can , while ya can within your means and enjoy what you have because ya worked damn hard and damn long for it !!!
Retirement is a huge adjustment and takes a while to sort things out. It was weird for a while not having to do what you were trained to do and did for 42 years, and then it just stops. Guess what? I’m OK with that!!!
Slammer!!!

sounds like a pretty good retirement slammer... good on you !!!

It certainly has been so far. Not bragging, but that’s how it is and we worked damn hard for it and listened to a few smart people along the way. Took a few chances, won more than lost.
Oh, and I forgot to mention the most important thing or hobby………………l
ICE FISHING!! My true passion. Nobody, and I mean NOBODY , can stare down an 8 inch hole in the middle of the lake and keep yer beer from freezing better than I can!!! Just sayin!!!
Slammer!!!

What I now do instead of regular work is what I did before...play more music and shoot more pool.

I retired 18 years ago at age 56 after 30 years working a job that was balls to the wall all day long. I found that I had to reevaluate my expectations of usefulness so I came up with this solution:
Every thing I did during the day I considered an individual job. Making the bed in the morning- one job. Making breakfast- one job. Cleaning up after breakfast-one job. Putting a load of laundry in the washer- one job. Moving the clothes to the dryer-one job. Folding the clothes and putting them away-one job. Going to the mailbox-one job. Opening and sorting the mail-one job. Going to the grocery store-one job. Putting the groceries away after returning home-one job. Etc. Etc. yadda, Yadda.
Now, come lunch time I’ve already done maybe 30 or so jobs. That’s a lot of work right there. Well, then it’s time for a break. Maybe read, play some music, or work on a hobby, visit on the porch with a neighbor etc. I usually have a “To Do” list on the counter (especially if you have a spouse) and if anyone looks around their home it seems there is always a job to do. Wash windows today? Vacuum out the car maybe? Mow the lawn? Pull some weeds in the garden?
At the end if the day it’s seems I’m grateful to put up my feet and maybe turn in the TV.

You never know when something might happen that forces you to retire.
I had to stop lobstering because I was putting those around me and myself at danger.
I periodically lost conciousness while at the wheel of my boat.
I would be going along just fine and in the next moment find myself laying on the deck with the boat steaming along in gear at throttle.

My cousin saw me crawling down the boat ramp to get to my skiff one morning and pleaded with me to go see his doctor.

A few weeks later I was in the hospital having a brain tumor (condro sarcoma) the size of an egg removed from inside of my skull.There were permanent trade-offs.

Shortly after that I put my boat and traps up for sale.
That was 20 years ago.
With normal health I would still be going lobstering.

Sorry to hear about everyone's ailments. Am in the same boat.

Guess I am lucky in that I cannot retire completely. I owe too much. I work with two of our kids and would like to leave them in control with minimal debt. I do take off once in a while to work on the 1860's house we just bought (what was I thinking???)

But that is fun. Am just now after eight months getting my banjo stuff unpacked and organized and will lay hands on the one I was working on in Dec. 2025 before we bought the house.
If I am at work, I can sneak off to the recliner in our shop for a quick nap. Naps are my mini-retirement.

I just got back in town from my last, or next to the last job? Street talk is, that my best client may have a job coming up next month. If I get the call, I would like to finish with him. Only because I so enjoy traveling 400 miles to work. ?? We shall see. Brad

spending a lot of my retirement fixin things around this 41 year old house....... latest was the light in the basement laundry room... it had a old old dual fluorescent bulb in it... ballast gave up i guess. so i goes to lowes and pick up another modern LED dual light.
of course everything in the ceiling had to be rewired,,, new box put up ,,(the line that fed the light also feeds a receptacle in same room for table work and such.
so i had to mount a new junction box in the ceiling and rewire the whole shooting match just to put up a light....... but its nice and bright to see laundry now and shes happy..... so thats all that matters.... but 2 hours yesterday and 3 hours this morning on a step ladder and i was sore !!!!

Retired at 66 and boy do I miss the work. Should have hung on longer but the manager and I couldn't agree on a fair compensation.

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Originally posted by FiveWire5

Retired at 66 and boy do I miss the work. Should have hung on longer but the manager and I couldn't agree on a fair compensation.

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It is good when one likes thier work..

I will say that general inflation and insurance and property taxes have all risen faster than I'd ever imagined, and while we are still comfortable I am not quite so comfortable as before and now have some worries about living longer than my resources.

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Originally posted by banjo bill-e

I will say that general inflation and insurance and property taxes have all risen faster than I'd ever imagined, and while we are still comfortable I am not quite so comfortable as before and now have some worries about living longer than my resources.

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thats the problem the county tax office around here is having too. we ain't dying fast enough so they raise the taxes so high we can't afford to stay here anymore and sell out so their land grabber buddies can get it for condos and townhouses = more tax money for them.     and just screaming for more people to move into our fair county......like its not crowded enough now !!   there is a special place for those folks.

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Originally posted by rinemb

I just got back in town from my last, or next to the last job? Street talk is, that my best client may have a job coming up next month. If I get the call, I would like to finish with him. Only because I so enjoy traveling 400 miles to work. ?? We shall see. Brad

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Sounds like that carrot they dangle from a string in front of the mule.

You know your situation better than anyone. 

We had a chat in between tunes we were playing yesterday. One guy said he missed the people. One guy said it was great, except the people. I achieved a great deal despite the monkey's in charge. I though it would've been great if I'd have had support. I dunno if it's 50/50 but I have listened to stories of both ways. 

have any of you had you old company call you after you retired with questions you answered a 100 times before you left about this or that to do with your job ?

i did 3 times ,, the 4th time i told them i would come and have a training session for 750 a day for 3 days and have the trainees ready to work....
ain't heard from them since.

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Originally posted by 1935tb-11

have any of you had you old company call you after you retired with questions you answered a 100 times before you left about this or that to do with your job ?

i did 3 times ,, the 4th time i told them i would come and have a training session for 750 a day for 3 days and have the trainees ready to work....
ain't heard from them since.

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My DW went as far as to write a manual. 

Sometimes I would be drafted into a hot seat. A service desc where a customer would call if the chips were down. Without going into details, it challenged me on my product knowledge. (Concrete paving machines) It was frightening to think about, but once the phone rang, it was an exillerating problem solving thing. And when you solved it, and you would, one way or another. It was ridiculously satisfying. I don't know what they'll do when all the grown-ups retire? How do you explain to 30 year old kids, it takes 25 years training to sit in this seat?

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Originally posted by 1935tb-11

retired at 62 1/2 , because of bad back and knees... pre diabetic ,, and on thyroid meds.. as soon as i retired i had to take on a job as caregiver for my 90 year old mother in law.. who lives with us. my wife still works and so its all on me from 7 am till 6 pm. my day starts a 5am ..cooking breakfast for the wife and getting her lunch together and get her out the door by 7:20. then 2nd shift starts about 8:45 to 9 am.    i cook all the meals and do all the dishes. do things you have to do for a 90 year old woman. help with the washing ,, mow when its not 95 degrees . she has been with us for 6 1/2 years now.. still going like a timex.

she will probably out live me ,,,,,,,,,,,,,,,,,

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See a naturopath for thyroid.  Mine cured me.   

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Originally posted by banjo bill-e

I will say that general inflation and insurance and property taxes have all risen faster than I'd ever imagined, and while we are still comfortable I am not quite so comfortable as before and now have some worries about living longer than my resources.

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Luckily the stock market has risen even faster and higher!

I have often thought about making myself available for training, but then as it appears. There is not enough work needed anymore that I do. When I was being trained, they sent me out to observe others at work on the jobsite. The other geologists did not like it . They had just come through a decade or more of tough times. They were not confident enough jobs would accommodate more geologists. They were training me to take their consulting jobs. Brad

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Originally posted by Nopix

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Originally posted by 1935tb-11

have any of you had you old company call you after you retired with questions you answered a 100 times before you left about this or that to do with your job ?

i did 3 times ,, the 4th time i told them i would come and have a training session for 750 a day for 3 days and have the trainees ready to work....
ain't heard from them since.

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My DW went as far as to write a manual. 

Sometimes I would be drafted into a hot seat. A service desc where a customer would call if the chips were down. Without going into details, it challenged me on my product knowledge. (Concrete paving machines) It was frightening to think about, but once the phone rang, it was an exillerating problem solving thing. And when you solved it, and you would, one way or another. It was ridiculously satisfying. I don't know what they'll do when all the grown-ups retire? How do you explain to 30 year old kids, it takes 25 years training to sit in this seat?

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dang right .... i had 42 years of trial and error to get my smarts on repairs...   there is no easy , clean simple way to repair an 18 wheeler truck bent like a U and tore all to  pieces without getting dirty and skinned up... just ain;t gonna happen

I am surprised how well I do with two small payments from the VA and SSA.
It's not a lot of money,but it is the same every month and I can carefully plan with it.

There's a chance I could get disability retirement and would then collect a pension earlier than 55, but the NY standards are high, you need to not be able to work at all. I have an MBA in Finance and a law degree .I just can't stand and teach a class or run physics labs. I haven't practiced law in a long time. NYS could say "go be a lawyer again."

Teaching was my second career. Today was the first time in over 20 years I did not have a first day of school. It's surreal.  I loved the kids and starting new every year.  The days went fast and it was fun and a lot of work, but rewarding. 

It's my husband's last year teaching. He is counting down the days.  I did not choose this as my end date. He can't wait until he retires. 

quote:

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Originally posted by 1935tb-11

have any of you had you old company call you after you retired with questions you answered a 100 times before you left about this or that to do with your job ?

i did 3 times ,, the 4th time i told them i would come and have a training session for 750 a day for 3 days and have the trainees ready to work....
ain't heard from them since.

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Some days when I'm bored I phone in sick to places I don't even work at....

quote:

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Originally posted by 1935tb-11

have any of you had you old company call you after you retired with questions you answered a 100 times before you left about this or that to do with your job ?

i did 3 times ,, the 4th time i told them i would come and have a training session for 750 a day for 3 days and have the trainees ready to work....
ain't heard from them since.

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I  am 77 and still work 1-2 days every week, so I get paid for answers questions I answered 100 times already ten years ago.