Probably not a collectible. Pawn shop has a 5-string with an eagle logo, and no name that is easy to find. Image looks similar to below, but gold color only with only the eagle and what is in its talons. No flag in the middle and no ribbon in beak.
Where is the Eagle??? Inside the resonator (banjo has a clear head?) or on the back of the resonator? Need to know where the eagle is or I can't help.
Pawn Shops tend to price their stuff at almost retail of "new" item. If you offer 50% of what they're asking, you might be in the ball park. Probably an Asian banjo. The use a lot of American Icons and names Like Kentucky and such.